The USDA Farm Service Agency provides farm loans, disaster assistance, and program support for farmers across New York State, including the Hudson Valley and Capital Region. Direct farm operating and ownership loans for farmers who cannot obtain commercial credit. Beginning Farmer and Rancher Programs with targeted funding, reduced interest rates, and down payment loan programs. Emergency loans after natural disasters. Microloans for small and beginning operations. Also administers crop insurance programs and the Organic Certification Cost Share (75% reimbursement of organic cert costs — program status subject to federal funding). Every HVA county has a local FSA service center. Free to apply; no cost for consultations.
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